Financing

& Warranty

Warranties and Financing

Chet’s Roofing & Construction Inc. has teamed up with Wells Fargo to offer you financing that is simple and easy to apply for. Wells Fargo has given us a secure online application process that takes only a few minutes to fill out, and you will receive a quick credit decision. We want our services to be convenient for you, which is why we offer special financing options, subject to approved credit.

Buy today, pay over time with the Wells Fargo Home Projects credit card issued with approved credit by Wells Fargo Bank, N.A. By taking advantage of financing, you won’t use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They’ll still be available when you need them.

You may apply for Wells Fargo financing at any time and we are happy to help you with this. Our estimators and staff are happy to assist you with the application process.

We have two financing plans for you to choose from:

12-Months

No Interest if Paid in Full Within 12 Months.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.**

**The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional (special terms) period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 09/01/2022 and is subject to change. For current information, call us at 1-800-431-5921.

Custom Payments

9.90% APR with custom monthly payments*

*The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. Monthly payments of at least 2.00% of the purchase balance are required during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 09/01/2022 and is subject to change. For current information, call us at 1-800-431-5921.

Warranty & Financing

Our Warranty

Chet’s Roofing & Construction Inc. provides a labor warranty whenever a customer signs a contract for a complete roof installation. Smaller jobs are warrantied on a case-by-case basis and at the discretion of Chet, the owner.

If you have received a bid from Chet’s Roofing & Construction Inc., please look at the estimate. Near the middle of the bid, you should find two columns, with the LABOR WARRANTY on the left and the MATERIAL WARRANTY on the right. When you sign your estimate, the document becomes your legal LABOR WARRANTY.

Please keep this document for your records. The MATERIAL WARRANTY is provided by the manufacturer of the material installed on your roof. For example, if you choose the color Duel Grey by IKO, then IKO is the manufacturer and they will cover the material warranty.

For help in understanding both warranties, we’ve provided detailed answers to the two most frequently asked questions.
What does a MATERIAL WARRANTY cover and how do I get my MATERIAL WARRANTY?

The MATERIAL WARRANTY covers any damage that occurs due to defective material. It is provided by the manufacturer of the material, not by Chet’s Roofing & Construction Inc. When your roof installation is finished, the office manager will call you to schedule a SECOND final inspection. The foreman on your job does a walk-through before he leaves the job site, but we always offer an additional inspection with the homeowner present; that way we can answer any questions you might have, collect payment, and provide any warranty information. This is when we give you the MATERIAL WARRANTY information.

Typically, the warranty information that the manufacturer provides is in booklet form. It explains that the warranty is instantaneous. Most of the manufacturers consider the MATERIAL WARRANTY instantaneous, and you do not need to do anything to get your MATERIAL WARRANTY. As soon as the roof is installed by Chet’s Roofing & Construction Inc., it is warranted. All you have to do to obtain the benefits of the material warranty is provide proof from us that we installed the roof.

However, if you want to register your roof install so that the manufacturers can locate your roof install information very quickly if there is ever an issue with the material, you can go to the manufacturer’s website to register your roof install. All they ask for is your general information, the installer’s general information, the number of squares on your roof, the type of material, the color, and the installation date. Please call our office and ask for any information you may need to register your roof.
What does the LABOR WARRANTY cover?

The LABOR WARRANTY covers any damage accrued by mistakes made by our installers as they worked to install the roof. This is a good way to remember the meaning of a LABOR WARRANTY: “The problem occurred when the roofers labored to install the roof system and installed something incorrectly.” Storm damage is not covered under the LABOR WARRANTY, but please be aware of this very important piece of information: IF WE INSTALLED YOUR ROOF AND YOUR ROOF DOES SUSTAIN STORM DAMAGE, PLEASE CALL OUR COMPANY TO REPAIR IT FIRST, EVEN THOUGH IT IS NOT COVERED UNDER THE LABOR WARRANTY. The reason why is very crucial.

Storm damage is covered by your homeowner’s insurance, and we will work with your insurance company to provide them with written documentation of the damage. However, if you have another company repair your roof, know that “repairing” the roof is altering it; then your LABOR WARRANTY becomes null and void. This means that, if you should later find damage caused by our workmanship, you will not be able to use your LABOR WARRANTY anymore.

We are happy to help our customers with their roofing needs and any return customer is a priority to us. We live in an area where storm damage is a reality; as such, we are very familiar with insurance providers and have plenty of experience facilitating work orders for storm damage. If you should find any damages that are a result of a workmanship mistake, we have the longest LABOR WARRANTIES in the business. One of our employees just bought a brand-new home and the new roof had a labor warranty that was only for one year. We typically give our customers labor warranties that are for 10 years! What a difference! Please call us for any additional questions about LABOR WARRANTIES. If you would like to request a copy of your contract (remember: Your contract IS your LABOR WARRANTY), please contact Linda at office@chetsroofing.com with any questions.
Finance Application

Please let us know at anytime if you’d like to apply in person with our estimators or bookkeeper or click the Wells Fargo banner above to go to Wells Fargo and apply with them directly.